Underwriting income was $105.4 million, resulting in an outstanding combined ratio of 75.5%.
Return on Equity (annualized) was 28.9% for the six months ended June 30, 2026.
Chairman, President and Chief Executive Officer, Michael P. Kehoe. "Our business continues to generate consistent and growing underwriting profits and investment income. We are generating significant operating cash flows resulting in excess capital and are pleased to report an additional share repurchase authorization of $250 million. Our focus remains on delivering sustainable long-term value creation for stockholders as we execute our strategy of disciplined underwriting and technology-enabled low costs."
Net income of $175.9 million, $7.72 per diluted share, for the second quarter of 2026 compared to $134.1 million, $5.76 per diluted share, for the second quarter of 2025. Net income was $288.4 million, $12.58 per diluted share, for the first half of 2026 compared to $223.3 million, $9.59 per diluted share, for the first half of 2025.
Net operating earnings were $126.2 million, $5.54 per diluted share, for the second quarter of 2026 compared to $111.4 million, $4.78 per diluted share, for the second quarter of 2025. Net operating earnings were $244.0 million, $10.64 per diluted share, for the first half of 2026 compared to $197.8 million, $8.49 per diluted share, for the first half of 2025.
Very thorough and well done for asking the hard questions about employee retention, overly defensive in paying claims etc. A first class interview by both both participants. Thankyou
Excellent interview. Obviously James understands not only the insurance business, but also investing in general. This is an interview that makes me take a deeper look in investing in Kinsale. It is a smaller insurance company, but run very well it seems. Thanks
Great Q2 results at Kinsale Capital (KNSL)
Underwriting income was $105.4 million, resulting in an outstanding combined ratio of 75.5%.
Return on Equity (annualized) was 28.9% for the six months ended June 30, 2026.
Chairman, President and Chief Executive Officer, Michael P. Kehoe. "Our business continues to generate consistent and growing underwriting profits and investment income. We are generating significant operating cash flows resulting in excess capital and are pleased to report an additional share repurchase authorization of $250 million. Our focus remains on delivering sustainable long-term value creation for stockholders as we execute our strategy of disciplined underwriting and technology-enabled low costs."
Net income of $175.9 million, $7.72 per diluted share, for the second quarter of 2026 compared to $134.1 million, $5.76 per diluted share, for the second quarter of 2025. Net income was $288.4 million, $12.58 per diluted share, for the first half of 2026 compared to $223.3 million, $9.59 per diluted share, for the first half of 2025.
Net operating earnings were $126.2 million, $5.54 per diluted share, for the second quarter of 2026 compared to $111.4 million, $4.78 per diluted share, for the second quarter of 2025. Net operating earnings were $244.0 million, $10.64 per diluted share, for the first half of 2026 compared to $197.8 million, $8.49 per diluted share, for the first half of 2025.
Very thorough and well done for asking the hard questions about employee retention, overly defensive in paying claims etc. A first class interview by both both participants. Thankyou
Really fantastic interview, thank you for sharing.
Thank you for this very informative interview. Great content.
Great content.
great interview - really good questions about how Kinsale is running their business & creating value. outstanding insurance company :)
may be the best ceo interview i've ever heard - thank you very much.
Excellent interview. Obviously James understands not only the insurance business, but also investing in general. This is an interview that makes me take a deeper look in investing in Kinsale. It is a smaller insurance company, but run very well it seems. Thanks